WESTCO Federal Credit Union
708 Route 119
Greensburg, PA  15601
(724) 838-8916

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WESTCO Federal Credit Union has a loan for you!


Loan Specials!

 

***SAVE 1% ON YOUR NEXT LOAN ******
Borrow $1,000 or more on any consumer loan (other than Home equity) and receive a 1% discount on your interest rate.

This rate will be a fixed rate as long as you do not refinance or add on to the loan.
Offer expires September 30, 2010.
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***************FOR SALE*******************
2008 Chevrolet Silverado 1500 EXT. CAB 4 W/D
$20,000 AS IS - SEE LINDA FOR MORE INFORMATION.

 

Westco Federal Credit Union offers a variety of loan services to our members. These include signature loans, new and used vehicle loans, shared secured loans and home equity loans.

At Westco Federal Credit Union you can refinance your high-interest loans from another financial institution at your credit union's low interest rates. Our low loan rates could reduce your monthly payments and put cash back in your pocket! 

 

There are no hidden costs or prepayment penalty with our loans.   Interest is calculated on the unpaid principal amount.  Every time you make your payment,  a certain amount of the payment goes toward interest and the remaining portion of your payment is applied to your outstanding principal.

 

Our loan program includes:

 

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New and Used Vehicle Loans

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Signature Line of Credit 

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Share Secured Loans

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Home Equity Line of Credit and Fixed Rate Loan

 

LOAN RATES as low as the quoted rates below.  For consumer loans, the actual rate is determined by borrower's credit history, FICO credit score, debt ratio's and value of collateral.

 

Description

Term

Annual Percentage Rate

New Vehicle

36 Months

6.90% APR

48 Months

6.90% APR

60 to 72 Months

6.90% APR

Used Vehicle (2008 or later)

60 Months

6.90% APR

Used Vehicle (2007/06 or 2005 to 2000)

48 or 36 Months

6.90% APR

100% Share Secured

60 Months

5.50% APR

20% Share Secured

36 Months

12.00% APR

Signature Line of Credit

60 Months

8.90% APR

Home Equity Line of Credit

84 Months

5.50% APR

Home Equity Loan

120 Months

5.50% APR


Please Note: Financing on vehicle loans up to 100% of MSRP or 90% NADA Average Retail Value. Home Equity Loans are available up to 80% of the market value minus any prior liens. Rates are subject to change without notice. Please contact the credit union for the most current rates.

 

To determine your loan payment, simply enter the amount, rate and term of the loan you wish to borrow.

You need the Flash plug-in to use the calculator

 

To apply for a loan, simply stop in the office for an application.  You may also call or email a request for an application to be mailed to you.  

 

Members have several options regarding repayment - automatic monthly payment from your checking account, monthly with a coupon book, payroll deduction, weekly, or biweekly payments. Automatic payment is available with any of our loan services. We offer life insurance and disability insurance at a nominal cost to the member. 

We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.

Copyright © 2004 - Pennsylvania Credit union Association

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